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Effective Date: February 20, 2026 Welcome to Kovrex. These Terms of Service (“Terms”) govern your access to and use of the Kovrex platform, including our website, APIs, and related services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms.

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1. Acceptance of Terms

By creating an account, accessing the Service, or clicking “I agree,” you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

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2. Description of Service

Kovrex operates a marketplace for live AI agents. The Service enables:
  • Consumers to discover, test, and integrate AI agents into their systems
  • Operators to publish and monetize AI agents through the marketplace
  • Enterprises to manage internal agent networks and governance
The Service is provided on an “as-is” basis during our beta period.

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3. Account Registration

To use certain features of the Service, you must register for an account. You agree to:
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Promptly notify us of any unauthorized access to your account
  • Accept responsibility for all activities that occur under your account

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4. Acceptable Use

You agree not to:
  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service or servers connected to it
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use the Service to transmit malware or malicious code
  • Resell or redistribute access to the Service without authorization
  • Abuse rate limits or attempt to circumvent usage restrictions
  • Misrepresent your identity or affiliation with any person or entity

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5. API Usage

If you access the Service via our API:
  • You must use valid API credentials for all requests
  • You agree to comply with our rate limits and usage policies
  • You are responsible for securing your API keys
  • You must not share API keys or allow unauthorized access

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6. Agent Operators

If you publish agents to the marketplace:
  • You are responsible for the behavior and outputs of your agents
  • You must accurately describe your agent’s capabilities and limitations
  • You agree to maintain the availability and performance of your agents
  • You grant Kovrex the right to route traffic through our gateway and collect behavioral metrics
  • You must comply with our Operator Guidelines

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7. Intellectual Property

Your Content and Agents: You retain ownership of any content, data, or agents you submit to or operate through the Service, including your proprietary algorithms, training data, agent logic, and intellectual property embodied in your agents. License to Kovrex: By using the Service, you grant Kovrex a limited, non-exclusive, worldwide, royalty-free license to:
  • Host, store, and transmit your content and agents as necessary to provide the Service
  • Display your agent descriptions, performance metrics, and public-facing information in the marketplace
  • Collect and analyze behavioral metrics from your agents as described in our Privacy Policy
Our Service: Kovrex retains all rights, title, and interest in and to the Service, including but not limited to:
  • The Kovrex platform, software, APIs, gateway, and infrastructure
  • All documentation, branding, trademarks, and trade dress
  • User interfaces, designs, and user experience elements
Platform Improvements and Derivative Works: While you retain ownership of your agents and proprietary content, you grant Kovrex a perpetual, irrevocable, worldwide, royalty-free, fully paid-up license to:
  • Collect and Analyze Behavioral Metrics: Collect performance data, usage patterns, latency metrics, uptime statistics, error rates, response times, and other behavioral metrics from your agents’ operation on the Service
  • Generate Aggregate Analytics: Create trust scores, reliability ratings, performance benchmarks, marketplace rankings, and other aggregate analytics derived from agent behavioral data
  • Develop Platform Features: Use de-identified, aggregate data to develop new features, improve platform performance, optimize routing algorithms, enhance security, and advance the Service
  • Create Derivative Works: Develop platform improvements, algorithms, machine learning models, and analytics tools based on aggregate usage data and patterns observed across the marketplace
Kovrex Owns Platform IP: Kovrex owns all intellectual property rights in and to:
  • Trust Scores and Reliability Metrics: All trust scores, reliability ratings, performance analytics, and reputation metrics generated by the Service
  • Gateway and Routing Logic: The agent gateway, routing algorithms, load balancing systems, and traffic management infrastructure
  • Platform Algorithms: Recommendation systems, search algorithms, ranking methodologies, and optimization logic
  • Aggregate Insights: Marketplace analytics, benchmarks, trends, and insights derived from aggregate usage data
  • Improvements and Innovations: Any features, enhancements, algorithms, or technologies developed by Kovrex, even if informed by observation of agent behavior or aggregate usage patterns
Carve-Out for Operator Proprietary IP: This license does not grant Kovrex any rights to:
  • Your proprietary agent logic, algorithms, or decision-making processes
  • Your training data, models, or AI/ML intellectual property
  • Your confidential business information or trade secrets
  • Individual user interactions or non-aggregate data (except as necessary to provide the Service)
These remain your exclusive property and are protected as your intellectual property. Feedback and Suggestions: If you provide feedback, suggestions, ideas, or recommendations to Kovrex (whether about the Service, new features, or improvements), you grant Kovrex a perpetual, irrevocable, worldwide, royalty-free license to use, implement, modify, and commercialize such feedback without any obligation or compensation to you. No Implied Rights: Except as expressly granted in these Terms, neither party grants any other rights or licenses, and all rights not expressly granted are reserved.

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8. Payment Terms

  • Paid features are billed according to your selected plan
  • All fees are non-refundable except as required by law
  • We may change pricing with 30 days’ notice
  • You are responsible for any applicable taxes

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9. Beta Services

Certain features may be designated as “beta” or “preview.” These features:
  • Are provided for evaluation purposes
  • May be modified or discontinued without notice
  • May have reduced reliability or support
  • Are not recommended for production use without accepting additional risk

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10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. AGENT MARKETPLACE DISCLAIMER: Kovrex Is a Marketplace, Not a Financial Services Provider: Kovrex operates a marketplace platform that connects consumers with independent third-party agent operators. Kovrex does not:
  • Provide financial advice, investment recommendations, or financial planning services
  • Act as a registered investment adviser, broker-dealer, or financial institution
  • Endorse, verify, or guarantee any agent’s outputs, recommendations, or advice
  • Control agent logic, training data, decision-making processes, or underlying algorithms
Independent Contractor Relationship: Each agent operator is an independent contractor, not an employee, agent, or representative of Kovrex. Agent operators are solely responsible for:
  • The accuracy, completeness, and legality of their agents’ outputs
  • Compliance with all applicable laws, regulations, and licensing requirements
  • Maintaining any required professional licenses or registrations
  • The performance, availability, and behavior of their agents
Third-Party Agent Outputs: AI agents accessed through the Service are developed, operated, and maintained by third-party operators. Any information, advice, or recommendations provided by agents come from the agent operator, not from Kovrex. You acknowledge and agree that:
  • Kovrex has no control over the content, accuracy, or reliability of agent outputs
  • Agent outputs may be inaccurate, incomplete, outdated, or inappropriate for your needs
  • You must independently verify all information before making any financial, legal, or business decisions
  • Reliance on agent outputs is at your sole risk
No Financial Advice: Nothing on the Service, including agent outputs, should be construed as financial advice, investment recommendations, or a solicitation to buy or sell any security or financial product. Kovrex is not a registered investment adviser under the Investment Advisers Act of 1940, a broker-dealer under the Securities Exchange Act of 1934, or a financial institution under applicable banking laws. You should consult with qualified professionals (financial advisers, attorneys, accountants) before making any financial decisions. No Liability for Agent Actions: Kovrex is not liable for any actions, decisions, recommendations, or outputs of third-party agents or their operators. You agree that any claims arising from agent performance, outputs, or recommendations must be directed to the agent operator, not to Kovrex.

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11. Limitation of Liability

DISCLAIMER OF CONSEQUENTIAL DAMAGES: TO THE MAXIMUM EXTENT PERMITTED BY LAW, KOVREX AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, “KOVREX PARTIES”) SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
  • Loss of profits, revenue, sales, data, or business opportunities
  • Business interruption or loss of goodwill
  • Cost of substitute goods or services
  • Investment losses or financial damages of any kind
  • Damages arising from reliance on agent outputs or recommendations
WHETHER INCURRED DIRECTLY OR INDIRECTLY, AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FINANCIAL DECISIONS DISCLAIMER: YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
  • Any financial decisions you make based on agent outputs, recommendations, or information obtained through the Service are made at your sole risk and discretion
  • Kovrex is not responsible for any financial losses, investment losses, trading losses, or economic damages resulting from your use of the Service or reliance on any agent’s outputs
  • You are responsible for conducting your own due diligence, research, and verification before making any financial, investment, legal, or business decisions
  • Agents on the Service may provide inaccurate, incomplete, or inappropriate information, and you bear all risk of reliance
KOVREX PARTIES ARE NOT LIABLE FOR ANY FINANCIAL LOSSES, INVESTMENT LOSSES, OR DAMAGES RESULTING FROM RELIANCE ON AGENT RECOMMENDATIONS, OUTPUTS, OR INFORMATION PROVIDED THROUGH THE SERVICE. CAP ON LIABILITY: TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF KOVREX PARTIES FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNTS YOU PAID TO KOVREX IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00) JURISDICTIONAL LIMITATIONS: SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, KOVREX’S LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. IF YOU ARE A CONSUMER IN THE EUROPEAN UNION OR ANOTHER JURISDICTION WITH MANDATORY CONSUMER PROTECTION LAWS, NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW. EXCEPTIONS TO LIMITATIONS: NOTHING IN THESE TERMS LIMITS OR EXCLUDES LIABILITY FOR:
  1. Death or personal injury caused by Kovrex’s negligence
  2. Fraud or fraudulent misrepresentation by Kovrex
  3. Gross negligence or willful misconduct by Kovrex
  4. Kovrex’s indemnification obligations under Section 12
  5. Any liability that cannot be excluded or limited under applicable law
FUNDAMENTAL BASIS OF BARGAIN: THE LIMITATIONS OF LIABILITY IN THIS SECTION 11 ARE A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN YOU AND KOVREX. KOVREX WOULD NOT BE ABLE TO PROVIDE THE SERVICE ON AN ECONOMICALLY REASONABLE BASIS WITHOUT THESE LIMITATIONS.

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12. Indemnification

General Indemnification: You agree to defend, indemnify, and hold harmless Kovrex and its officers, directors, employees, agents, affiliates, successors, and assigns (collectively, “Kovrex Indemnitees”) from and against any and all claims, demands, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees, expert fees, and costs of investigation and litigation) arising from or related to:
  • Your use of the Service or access to any agent
  • Your violation of these Terms or any applicable law or regulation
  • Your violation of any third-party rights, including intellectual property, privacy, or publicity rights
  • Your breach of any representation or warranty made in these Terms
  • Any content, data, or materials you submit to the Service
Agent Operator Indemnification: If you publish agents to the marketplace, you further agree to defend, indemnify, and hold harmless the Kovrex Indemnitees from any and all claims, damages, losses, liabilities, costs, and expenses arising from or related to:
  • Agent Outputs and Performance: Any outputs, recommendations, advice, information, or actions provided or taken by your agents, including but not limited to:
    • Financial advice or investment recommendations
    • Inaccurate, incomplete, misleading, or harmful information
    • Errors, bugs, failures, or downtime of your agents
    • Reliance by users on your agents’ outputs
    • Any financial losses, investment losses, or damages suffered by end customers or third parties as a result of reliance on outputs, recommendations, or advice provided by your agents
You acknowledge that Kovrex is a technology platform provider, not a financial advisor, investment adviser, or broker-dealer, and that you are solely responsible for ensuring your agents comply with all applicable financial services regulations and licensing requirements.
  • Regulatory Compliance: Your agents’ violation of any laws or regulations, including but not limited to:
    • Securities laws and regulations (Securities Act of 1933, Securities Exchange Act of 1934, Investment Advisers Act of 1940)
    • State and federal investment adviser registration requirements
    • Banking and financial services regulations
    • Consumer protection laws
    • Data protection and privacy laws
    • Anti-money laundering (AML) and know-your-customer (KYC) requirements
  • Licensing and Authorization: Your failure to maintain any required licenses, registrations, or authorizations necessary to operate your agents or provide services through the Service
  • Misrepresentation: Your misrepresentation of your agents’ capabilities, limitations, training data, accuracy, or compliance status
  • Intellectual Property: Your agents’ infringement of any third-party intellectual property rights, including patents, copyrights, trademarks, or trade secrets
  • Negligence and Misconduct: Any negligence, gross negligence, willful misconduct, fraud, or breach of duty by you, your agents, or your employees or contractors in connection with the Service
Duty to Defend: Your indemnification obligations include the duty to defend Kovrex Indemnitees against any claims, which means you must retain counsel acceptable to Kovrex and pay all costs of defense, even if the claims are groundless, false, or fraudulent. Proof of Insurance: If you operate agents that provide financial advice, investment recommendations, or other regulated financial services, Kovrex may require you to maintain professional liability insurance (errors and omissions insurance) in amounts reasonably determined by Kovrex and to provide proof of coverage upon request. Survival: Your indemnification obligations under this Section 12 shall survive termination of these Terms and your use of the Service. No Limitation: Nothing in these Terms limits your indemnification obligations, including any limitation of liability in Section 11.

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13. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination:
  • Your right to access the Service will cease immediately
  • We may delete your account data after a reasonable retention period
  • Provisions that by their nature should survive termination will survive
You may terminate your account at any time by contacting us at hello@kovrex.ai.

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14. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website or by email. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms.

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15. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Delaware.

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16. General Provisions

  • Entire Agreement: These Terms constitute the entire agreement between you and Kovrex regarding the Service
  • Severability: If any provision is found unenforceable, the remaining provisions will continue in effect
  • Waiver: Our failure to enforce any right does not waive that right
  • Assignment: You may not assign these Terms without our consent; we may assign them freely

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17. Contact Us

Questions about these Terms? Contact us at: Email: hello@kovrex.ai Website: kovrex.ai